CIBIL Score Update: There is special news for those with a poor CIBIL score. If you are facing difficulty in taking a loan due to a poor CIBIL score (loan on a low cibil score) and are tired of visiting banks, then definitely try this method. After this, your loan (bank loan kaise le) will be passed quickly, and you will be able to fulfill your financial needs. Let us know in the news what you have to do.
This is the CIBIL score-
The CIBIL score ranges from 300 to 900 (cibil score range). The closer this three-digit number is to 750 to 900, the easier it is to get a loan and at lower interest rates.
Joint loan option will come in handy-
When the CIBIL score (CIBIL Score loan) is low and you are not getting a loan, then talk to a member of the family or a relative whose CIBIL score is good. By talking to them, you can take a joint home loan. He will work as a guarantor. For this, you can also talk to a friend.
Gold loan will be easily available -
Taking a gold loan for your financial needs has become easy these days. Most banks and finance companies easily give this loan (Gold loan on CIBIL Score) because it is a secured loan. If there is gold (gold loan kaise milega) in the house, then you can take a loan on it. Generally, you can take a gold loan even with a low CIBIL score up to 75 percent of the value of the gold.
This is how you can take a loan on salary -
Employed people get a salary every month (salary loan rules), due to which they easily get a loan on their salary. Banks feel that they can easily pay EMI (loan EMI repayment) in the same month. Due to this, they do not hesitate to give a loan. However, banks decide how much of a loan to give to someone according to their salary and EMI. Apart from this, you can also take a loan (salary par loan kaise le) from the company where you are working. The company does not even charge interest on this.
Method of taking a loan from NBFC -
A loan is often available from a non-banking financial company (NBFC loan rules) with a low CIBIL score. But here the interest rates (loan interest rates) will be higher than those of the bank. If you do not have anything to mortgage, then you can take a loan from here.
Loan will also be available on FD -
Many people also invest in FD (Loan on FD) and many also invest in PPF, LIC (loan on FD LIC PPF). You can also take a loan on these investments. If these also do not work out, then you can take a loan by mortgaging any valuable thing in a bank or NBFC.
Disclaimer: This content has been sourced and edited from Hr Breaking. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
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