The Secret Formula for Building a ₹2 Crore Fund with SIP: 10+15+25!

Systematic Investment Plans (SIP) have emerged as one of the best options for saving and investing. However, the key to building a substantial fund through SIP is starting at the right time. Many people begin their SIP investments later in life, often after the age of 40, which means they have to wait much longer to accumulate a good corpus. But if you start early, you can become a millionaire in just 25 years.

Building a Strong Fund with SIP

To create a robust fund for the future, following the right investment formula is crucial. The 10+15+25 formula is a strategy that can help you accumulate a fund of ₹2 crore or more by the time you retire. This approach enables you to plan your finances wisely and ensures you won’t have to worry about your financial needs post-retirement.

How Does the Formula Work?

• 10: Start investing with a small amount, such as ₹10,000 per month.

• 15: Gradually increase your SIP amount to ₹15,000 as your income grows.

• 25: By the time you're in your 30s, increase your SIP to ₹25,000 for maximum returns.

If you follow this systematic approach consistently, your SIP will grow exponentially over time, and you'll end up with a sizeable corpus.

Why Start Early?

The earlier you start investing in SIP, the more time your money has to grow. By making small, consistent contributions and increasing them gradually, you can build a substantial fund without feeling the strain on your finances. Over 25 years, this consistent investment will multiply and could result in a corpus of ₹2 crore or more, offering you financial security for your future.